Insights

Many expat financial advisors in Asia, the Middle East and beyond who claim to offer 'qualified' advice, 'tax-efficient' investments and 'award-winning' fund management have a lot of rhetoric intended to persuade you but in the end their action is totally different.

The offshore financial services industry is great at making you feel good while ripping you off. They're also great at confusing you so much that you can't even figure out how badly you're getting ripped off. To make smart financial decisions, you need to realize how your "advisor" is getting paid and how his pay structure may affect the advice...

Financial losses come in many shapes and forms and our clients rightly spend a considerable amount of time worrying about them but managing loss aversion poorly can make the long- term outcome even worse. It is important to pick the right battles, to trade off cost of protection with loss severity and to not lose sight of the ultimate investment...

We are living in unprecedented times, with much of the world under lockdown due to COVID-19. There are a multitude of potential outcomes resulting from the increasingly extreme global measures being taken to prevent its spread and of course many unanswered questions regarding the lockdown exit strategy or how it all ends.