There is nothing intrinsically wrong with offshore investment bonds. They can be beneficial and suitable solutions for many people - both onshore and offshore. However, it's the way they are sold that can cause problems.
Analyses of investment strategies appear in the media every day. However, the advice of stock market analysts does not always guarantee a good return because they are sometimes not impartial.
Financial advice for expats is not hard to find. If you are a professional working internationally, we expect you have had some interaction with a financial advisor in your career. Regrettably, the offshore financial services industry is rife with mis-selling, unsuitable advice and exploitative practices. We are bringing regulated financial advice...
Are you the victim of poor fund performance? Is your investment portfolio continually falling to produce the returns you expected or were promised? Perhaps you have an underperforming pension fund and are worried about meeting your needs at retirement?
The decisions you make about how best to structure and invest your pension for drawdown over your retirement years, are likely to be amongst the most important financial decisions you will ever need to make.
Major offshore IFA's/financial advisors in Asia, the Middle East and beyond are misrepresenting their services in their marketing to prospective clients. Their websites refer to their professionals as 'financial advisors', 'financial planners' and other titles that create the impression that advice is the "essential service" being offered....
Language Matters: Offshore Portfolio Bond/Savings Plans vs. Low Cost Platform and Fee-Based vs. Fee-And-Commission Based
Many contractual offshore portfolio bonds/savings plans are sold by financial advisors (commission only salesmen?) in the offshore financial services industry.
Many expatriate/offshore salesmen (financial advisors?) in Asia, the Middle East and beyond who claim to offer 'qualified' advice, 'tax-efficient' investments and 'award-winning' fund management have a lot of rhetoric intended to persuade you but in the end their action is totally different.
In the United States, the corona crisis has led to a massive economic downturn. And yet the stock markets, both Wall Street and Nasdaq, are extremely optimistic. But is that optimism justified? Will there be a major stock market correction soon and will we also feel the consequences?