Financial advisors deserve to get paid just like any other service. However, if you want an advisor whose interests are aligned with yours, it's important that you not only know how much your advisor will be compensated, but also the method in which he/she is paid. In general, financial advisors are paid in three ways: commissions, fee-only, and...
Private banking is a big, global business. But how do expatriates decide where to place their wealth? It is not uncommon to see relationship decisions made upon 'tangibles' such as the associated prestige of holding an account and having the 'red-carpet rolled out' without regard to the 'intangibles', such as the potential conflicts of interest,...
The consequences of the corona virus are felt everywhere. Think of lower economic growth, higher national debt, more bankruptcies and rising unemployment as a result. Does the corona crisis also affect you? Have a clear and personal financial plan to be well prepared for any situation.
Buy any product (offshore savings plan/portfolio bond) or investment fund via a 'financial salesman' and you will be charged commissions and that can't help but have a distorting effect on 'the advice' you receive.
A new year. A new opportunity to keep a closer eye on your investment portfolio, so you can stop the performance problems that have plagued it in the past. But we all know how it goes, don't we? Fast forward a few months till date, and staying on top of market movements and financial news gets harder and harder....
Before the coronavirus became a pandemic, we regularly held presentations for a group of interested expatriates to explain the added value of an, preferably independent, investment advisor. The offshore financial services is still not an industry that excels in transparency and unambiguity. It is therefore striking every time how far...
Digital gold or "index for money laundering"? Fiat currency hedge or irrational mania? Bitcoin divides opinion more than most, but the bulls are in the ascendency at present and the 12-year old cryptocurrency is gathering many new followers as a result.
"Have you ever seen a child standing at the edge of a swimming pool?" The child is willing to jump in but also fears to take the plunge. It is often the same with novice investors.
After years of sustained poor performance, both in absolute terms and relative to global equities, the UK is poised for a revival and presents an excellent opportunity for investors. The end of a long period of political uncertainty for the UK, and the aligning of an exceptionally favourable combination of prospects and valuation metrics, has given...
One of the best pieces of advice that we received growing up was that whenever you receive advice from someone, first ask yourself "Does that person have something to gain from giving me that advice?".