Opinion - Articles

Market timing is an investment approach where the investor tries to "time" or predict the time of the market. In market timing, investors make their investments based on an expectation that the market will move in the direction necessary to make the expected profit, rather than based on information about the stock or company. Many investors think...

Are you the victim of poor fund performance? Is your investment portfolio continually falling to produce the returns you expected or were promised? Perhaps you have an underperforming pension fund and are worried about meeting your needs at retirement?

Avoid working with Commission-Based Firms that lack Integrity! Major offshore IFA's/financial advisors in Asia, the Middle East and beyond are misrepresenting their services in their marketing to prospective clients. Their websites refer to their professionals as 'financial advisors', 'financial planners' and other titles that create the impression...

Private banking is a big, global business, they generally make their money from multiple revenue lines - transactions, lending/credit, managing the liquid assets of their clients and product fees. Many private banks are extremely popular with the less-informed expat who perhaps lacks a comprehensive framework, the skills and experience for...

We feel that expat investors are potentially far more vulnerable to bad and often fraudulent advice than they would be in their home countries, where you usually have some form of regulatory body to protect you.

Building an emergency fund is a crucial part of financial planning regardless of whether or not you are an expat. It is one of the foundations of your financial planning that need to be in place before you even begin to look at investing and retirement planning.

If you knew you could pursue any dream or make any major change without risk, what would you do? The fear of taking a risk and experiencing loss or failure tends to hold us back. We are not saying to throw caution to the wind and do something crazy without evaluating potential consequences, but it is important to recognise that...

What usually comes to mind when you think about how you will spend your retirement? Perhaps some traveling or bucket-list experiences? Or maybe enjoying extra time at home with family? Most of the time, we look ahead with excitement, relishing the thought of slowing down and finally having all the time in the world to pursue passions and invest in...